I run a site that provides access to listings of rent-to-own/take over payemts opportunities as a subscription....this customer signed up and paid the initial registration, logged into our site, downloaded all of the listings for multiple regions (over 6,000 listings) - evidently used them because he called for copies of quit claim and lease option paperwork same day as registration and before close of business (which also means that he gained benfit from the service because you only do that after you've spoken to the homeownerof the property you're pursuing and have reached an agreement) - and then turned around and had the audacity to initiate a chargeback with his credit card company THAT SAME DAY claiming "Not Authorized" "Fraud"......CLEARLY a "Something For Nothing" Scammer Dude.....