That sounds like it was your own fault. You never address anything to anyone, unless its the card holder. You never address something to Person B if the credit card name is Person A. Any large scale purchases should always have insurance with it. You should of been extra careful, to check the credit card number, call the credit card issuer to make sure the name matches the address that they have on file and the persons name.

Credit card companies, especially Chase, will play their games and say "you have to have the signature of the credit card holder" or else you loose. Doesnt matter if the item was delivered to the credit card's billable address, its the cardholder's signature. Credit card company, including visa and mastercard who made these bullshit rules should be sued by us merchants. They rant and rave to the buyer to file disputes oh your protected, then they set the rules in the complete opposite for the merchant. No one is going to care your out any money, and the actual card holder could of signed something different. IF you had restricted delivery, then the card holder and only the card holder could sign and take possession of the package. If there was a problem then the courier / insurance company would of been legally obligated to pay you the insured amount.

In addition, you should set a purchase limite and say any purchased of this or more amount, has to go through a security screening. Check every single piece of information and make sure it corresponds to the credit card information, including searching to see if the person actually resides there, call the buyer, cross reference every single piece information and make sure its the card holder.

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