Do not trust this two bit lying thief with anything, this lying asshole will try to steal things he purchases online by falsifying disputes to merchandise. This asshole loser will go into a merchants website buy an item and then immediately dispute the transaction in order to try to steal it from the merchant. This asshole will contact Capital One and say he never got the item claiming the item was supposed to arrive on the same day he purchased the item. Rick Lopez is nothing more than a two bit crook that will lie cheat and steal from anyone he gets in contact with. He will lie through his teeth to Capital One, purposely ignore any contact from the merchant because Rick Lopez is out to rip you off and he's nothing but a two bit coward to face you like the loser he is. He will hide behind Capital One trying to rip anyone off. Fraud, petty larceny and bank fraud charges are in the process of being filed against this thief. We strongly suggest you avoid this loser. We have the docs to convict this asshole in a federal court of law. and that is what you can expect Rick Lopez.